Learn about commercial banking through a variety of roles such as advising customers on expanding their operations, analyzing risks to provide safe lending options, or helping them to become more sustainable.

For: Final year students or recent graduates

Duration: Eighteen months

Areas: Commercial Banking

Start date: July 2025 onwards

Requirements:

You will have obtained or will be working towards a GPA of 3.2/4.0 (Bachelor) or 3.5/4.0 (Master) or equivalent Degree, as appears on your official University transcript or Degree certificate. You will be fluent in English and Indonesian. You will be an Indonesian local national or will be legally permitted to work in Indonesia. Please note that you can only make one application each recruitment cycle. Candidates should make an informed decision before applying by reviewing the different business areas and location sections on our website.

What you’ll do

Commercial Banking connects entrepreneurial businesses to opportunities through our relationship managers and digital capabilities. Over 18 months, you’ll rotate between Relationship Management teams that work directly with clients to connect them to opportunities, or with Credit Analyst Teams that analyse a company’s creditworthiness and provide lending solutions.

You might work in Global Trade teams offering services and finance for buyers and suppliers, or with our Product Management teams who develop new, digital services to improve the experience of our customers. You could also work in various functions that provide support to our clients, such as our Risk teams who provide policies and processes to protect our clients and the bank.

Upon completion of the programme, you’ll be prepared to take advantage of the Commercial Bank’s local and international opportunities to progress your career, including the possibility to become one of our leaders of the future.

Who you are

You’re a networker who builds trusted relationships, works well with different groups of people, and enjoys being part of a team. When situations change you adapt quickly, take on new challenges and get it done!

You want to be where you can make a difference, whether that’s connecting a small business to opportunities that help them grow or advising a large international company on how to transition to net zero.

You’re curious, love to learn, and confident about bringing fresh perspectives to the table with the aim of finding better ways to do things.

What you’ll learn

You’ll join our Accelerating Your Strengths Programme, which help you use and further develop your strengths while you’re with us.

The programme includes Personal Development Plans and 360 feedback so you can evaluate and measure your progress against an established framework and set goals to further improve yourself.

You’ll have plenty of opportunities for continuous learning and people to support you during your time with us so that you’re well prepared for your future.

HSBC

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2025 HSBC Commercial Banking Graduate Programme